Dave banking waitlist. Receive it in 2-3 business days.

Dave banking waitlist Join 20 million+ people using Albert today. Don’t make it a habit of using apps like Dave unless necessary. How do I change how to settle my ExtraCash™? What happens on the settlement date? How do I make a payment toward ExtraCash™? Depositing money into your Dave Checking How to deposit cash into your Dave Checking account Barcode vs Swipe cash deposit locations How do I deposit cash once I'm at the location? When will my cash deposit be available? What are the cash deposit limits for my Dave Checking account? Cash deposit not working Find out the differences between Chime and Dave Banking, two popular mobile banking services. Download the Dave app, link your bank to see if you’re eligible for an ExtraCash™ advance, and then open an ExtraCash™ account. Receive within 1 hour. Nov 12, 2024 · The FTC claimed Dave’s marketing implied that its cash advances would be “instant” without disclosing the fees involved until after the consumer gave Dave access to their bank account. No fee. 1, 2023 /PRNewswire/ -- Dave (Nasdaq: DAVE), one of the nation's leading neobanks, today announced a 4. Oct 5, 2025 · Dave Membership Information 1-Dave is not a bank. ' Dave (also known as Dave. You could get ExtraCash™ after you download Dave, connect a bank account, open an ExtraCash™ account, and transfer it to a Dave Checking account. Learn how you could get money, avoid hidden fees, earn cash fast, and save. Please note, you will need to set up biometric login in your ph davebankapp. We take your account's security seriously, so in some cases we may decline a purchase if it shows up as unusual activity. The account – launching this week to 500k waitlist signups – comes with the following features: $100 no interest overdraft alternative- Users can advance $100 with no Jul 23, 2020 · Dave, the challenger bank on a mission to put financial minds at ease, today announced an exclusive agreement with Mastercard to power its debit cards Mar 22, 2022 · CEO of Dave Jason Wilk spoke on the strategic investment and partnership with FTX, hinting that the collaboration with FTX will be a multi-year agreement, and highlighting the importance of implementing blockchain technologies in the financial sector. Open an ExtraCash™ account. com) is a U. Receive it in 2-3 business days. It’s designed to help users cover expenses between paychecks and avoid overdraft charges. Dave describes the consumers it targets as being “financially vulnerable” or “financially coping Don't worry! Dave reviews your account and updates your eligibility on a daily basis, so you can check back tomorrow to see your new status. Firstly, you can use the live chat feature within the app during regular hours. Dave Membership Information 1-Dave is not a bank. It renews monthly on the same date that you start your membership ExtraCash™ settlement Why is my ExtraCash settlement still processing in the app even though the funds left my bank account? Can I revoke my ExtraCash payment authorization? Can I have an extension? I’m not able to pay what I owe right now. Feb 9, 2022 · Score: 4. Table of Contents Dec 20, 2024 · Dave, which makes money by extending loans to cash-strapped Americans, is emblematic of a larger shift that's still in its early stages, analysts say. Jul 23, 2020 · Dave, the challenger bank on a mission to put financial minds at ease, today announced an exclusive agreement with Mastercard to power its debit cards Aug 26, 2020 · The Dave banking app class action lawsuit was filed by five Dave users — Sadia Calixte, Gregory Hurling, Jvanne Rhodes, Freddie Talley and Oral Talley. In this article, we will walk you through how to download the Dave app and create a new account. The app offers various features such as no-fee checking accounts, cash advances, budgeting tools, and more. The app offers a suite of financial tools, including budgeting assistance, spending insights, and a cash advance Trust and security Coastal Community Bank Migration FDIC Insurance: What is it and how does it work? Cybersecurity Incident at Evolve Bank & Trust How can I make sure my Dave account is secure? How can I protect my Dave account? Identifying a potential account takeover Dave observes all federal and banking holidays. For more information regarding these conditions, see here. Learn more about banking services, requirements and fees. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation’s leading neobanks, today announced fourth quarter and full year results for the period ended December 31, 2024. Feb 7, 2025 · This innovative approach to banking simplifies financial management and offers users a seamless experience. You decide your target savings and timeline. Need funds in a flash? Their Lightning Speed transfers your money in minutes — starting Certain Other Terms Dave defines Net New Members as the number of new Members who join the Dave platform in a given period by connecting an existing bank account to the Dave service or by opening a new Dave Banking account, net of the number of accounts deleted by Members or closed by the Company in the same period. Dave is your ultimate financial friend, leveling the financial playing field for everyone. No hidden fees, no minimum balance, no ATM fees at 40k+ MoneyPass® ATMs, and no late fees on ExtraCash™. Apr 11, 2025 · Dave is an app that predicts your upcoming expenses and alerts you if your balance is at risk of overdraft. An ExtraCash™ account is a demand deposit account offered by our partner bank (s) which is designed to help you manage your finances by offering access to overdraft funds, based on your eligibility. Dec 30, 2024 · Banking app Dave, which the Federal Trade Commission alleged didn't provide promised cash advances and made millions from donations, is now facing a lawsuit from the Department of Justice. But if you’re switching to Dave because you’d rather not go to a branch, then this won’t be too big of a deal for you, and Dave does have a customer phone line. Multiple overdrafts may be required. Banking services are provided by Evolve Bank and Trust, Member FDIC, or another partner bank. Or, tap here to get there directly. 00% annual percentage yield (APY) on both Dave Spending and Goals accounts for members in search of high-yield savings opportunities on all of their accounts. Certain Other Terms Dave defines Net New Members as the number of new Members who join the Dave platform in a given period by connecting an existing bank account to the Dave service or by opening a new Dave Banking account, net of the number of accounts deleted by Members or closed by the Company in the same period. Aug 18, 2025 · Dave falls short in the same way other banking apps do: it lacks physical branches. 1. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account (s) is held. To reset your PIN, go to Dave Checking, then tap View debit card, then tap Change PIN or Set PIN. When your ExtraCash settlement is due, Dave will settle your ExtraCash balance using your connected bank account. It provides helpful, first-of-its-kind features including: Jun 19, 2019 · Banking For Humans by Dave Dave , the money management app outsmarting overdrafts, has partnered with Evolve Bank & Trust to offer Dave Banking – a new FDIC-insured checking account with no monthly or overdraft fees. There are no required fees, but consumers can pay extra for faster Mar 3, 2025 · Los Angeles, CA, March 03, 2025 (GLOBE NEWSWIRE) -- Dave Inc. Oct 7, 2025 · Stay ahead with Dave's guide to banking trends. Or, tap h Keeping your account info current is a great way to protect your account and make sure you don't miss any important updates from us. How can I help? Account management ExtraCash™ Dave Checking account & debit card Grow Featured Articles With Dave, you could get ExtraCash™ up to $500 with no credit check, no interest, and no late fees. The fees are based on the delivery method: To Dave Checking. For ex Jun 18, 2019 · The account, which has the tagline, “Banking For Humans™,” is launching this week to 500 thousand waitlist signups from current Dave users. Company Overview Dave Inc. Founded in 2017, Dave has become a go-to platform for users seeking quick, interest-free loans without the complications of traditional payday lending. Your deposits are the primary driver of your advance limit - if Dave sees you get paid every two weeks and you have a paycheck coming up, it is more likely to offer you an advance / higher limit. Join more than 10 million members building a better financial future with Dave! Discover a more transparent mobile banking app: Dave. Dec 10, 2024 · Dave is a revolutionary banking app that aims to help individuals better manage their finances and avoid costly overdraft fees. Depending on your earnings, you can cash out up to $300/day, and up to $1,000/pay period. Nov 12, 2024 · Get $200. It regularly checks things like your current balance, average balance, and deposit activity. Dave Spending and Goals are the Feb 12, 2025 · Dave is a financial technology company that offers a personal finance mobile application to its users. If your connected accounts don't have enough funds, Dave will transfer partial sett Dave is a personal finance app known for its ExtraCash™ feature that lets eligible users access short-term loans up to . Read more about DAVE stock here. Save effortlessly with Goals A down payment, nest egg, or brighter future—own your savings journey with the Goals account. There’s a small $1 monthly fee, no interest, and no hidden costs. Nov 5, 2024 · The Federal Trade Commission is taking action against online cash advance app Dave for allegedly using misleading marketing to deceive consumers about the amount of its cash advances, charging consumers undisclosed fees, and charging so-called “tips” to consumers without their consent. com, as well as all products and services offered, operated or made available by Dave. While standard delivery is free, instant funding comes with a fee, and a $1 monthly subscription is required. This allows you to communicate with customer service representatives in real-time and get immediate assistance. Read the latest user opinions and reviews for Dave: Fast Cash & Banking - Get up to $500 instantly (1) with ExtraCash™ from Dave. Budget. ExtraCash™ eligibility How do I take ExtraCash™? ExtraCash™ eligibility How does ExtraCash™ work? How quickly can I get my ExtraCash™? Apr 1, 2025 · Despite a market cap drop to $1 billion post-SPAC, Dave's revenue grew 38% in 2024, with improved customer credit profiles and reduced delinquency rates. Bank, budget, build credit, and find work. Aug 18, 2025 · Dave is a banking app that provides deposit accounts, budgeting, high APYs and more. Instant. Please note, Dave Checking was formerly known as Dave Spending. Explore their features and benefits to make an informed decision. Apr 22, 2025 · Get familiar with Dave's Deposit Agreement. Dave helps over 7 million people thrive, and not just survive between paychecks. “Settlement total” refers to the full bala Jun 18, 2019 · The account, which has the tagline, “Banking For Humans™,” is launching this week to 500 thousand waitlist signups from current Dave users. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation’s leading neobanks and Coastal Financial Corporation (Nasdaq: CCB), the holding company for Coastal Community Bank, today announced a definitive strategic partnership. Depending on the location, you’ll either deposit cash by scanning the in-app barcode, or swipe your physical card. However, Dave is a digital-only banking option, and you'll need the paid membership Feb 7, 2025 · Dave Digital Transfer is a feature within the Dave app that enables you to move money between your linked checking accounts instantly. Note: If a cashier at a fee-free location asks you to swipe your card to deposit c Jan 2, 2025 · Get free cash advances, budgeting tools, and credit-building features with the Dave app. Understanding Dave Digital Wallet The Dave digital wallet is a mobile banking app that provides users with various financial tools and services to make managing money easier. The company is best known for ExtraCash, [1] a short-term credit product designed as an alternative to overdraft fees and payday loans. As of now, Dave banking is only available to users of their app, who can sign up for a waitlist. We’re here to help, not surprise you with fees. [1] With EarnIn Cash Out, you get access to your pay before payday through seamless transfer to your linked bank account. Nov 21, 2024 · Dave is a banking app that helps members avoid overdraft fees by providing cash advances of up to $500. In this article, we will guide you through the process of signing up for a Dave account and creating a new account. Jan 2, 2025 · Get free cash advances, budgeting tools, and credit-building features with the Dave app. ” A complaint against Dave filed by the Federal Trade Commission (“FTC”) and the United States Justice Department says that Dave aggressively advertised its cash advance service with ads “urging Jul 27, 2020 · Dave, the challenger bank on a mission to put financial minds at ease, announced an exclusive agreement with Mastercard to power its debit cards 5 Deposit account funds are insured through Evolve Bank & Trust, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. Dave is headquartered in Los Jan 8, 2025 · Fintech Dave has slammed the Justice Department for filing an amended complaint against the company and its founder and CEO, Jason Wilk, last month. Get a cash advance up to $500. Discover the future of mobile banking and navigate your way to financial efficiency. Pick the amount you need, add an optional tip if you like, then choose how fast you want the cash: standard delivery is free, instant to a Dave Checking card is also free, and instant to another debit card I’m having issues connecting my bank account If you're having issues changing the bank you have connected, double check your login credentials by logging in your external bank's app. Note that Dave currently doesn't support PayPal, American Express, Discover, Cash App, Credit Karma, credit cards, most prepaid cards, or shared bank accounts. Coastal Community Bankwill become a sponsor bank of Dave, including for Dave’s banking Yes Dave thru the app is legit. The location where you deposit cash is responsible for transferring Dec 20, 2024 · What is Dave? Dave is a financial app designed to help users avoid overdraft fees, access cash advances, and manage their budgets. S. dave banking app | Watch the latest videos about #davebankingapp on TikTok. To your External debit card. Understand the terms and conditions for smooth and secure financial transactions. People like you are finding financial opportunity with Dave's banking products. A list of Neobanks, App Only Banks, Mobile Only Banks, or Challenger Banks offering accounts to businessess and consumers in the US. We’ll help you stay on track. Direct deposit 2025 Federal & Banking Holiday Schedule How do Federal and Banking Holidays affect my Dave account? Where is my direct deposit? How do I set up my direct deposit? Why don’t I get paid two days early? The lifecycle of a Direct Deposit When will I get my Social Security benefits payment into my Dave Checking account? Jul 8, 2025 · Apps like Dave make it easy to get the funds you need fast. If you set up direct deposit with Dave Checking and you're not seeing your paychecks deposited early, check with your employer or payer to see if they support early payday. Mar 4, 2025 · Dive into Dave's guide on Mobile Banking: Unveiling the future of banking tech for a smarter, simplified finance journey. Dave will automatically transfer your settlement total from your connected account to your ExtraCash Account when it's due, so you can sit back and relax. Apr 6, 2021 · Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®. Information and reviews of Dave, a US Neobank, at US Neobank List. From there, you can find fee-free ATMs near you to get your cash. Need up to $500? Check out Dave for yourself Dave’s Top Features For a monthly membership fee of $ 3, Dave offers many features that make it easier to manage and access your money. ExtraCash amounts range from $25-$500,… Mar 5, 2025 · The Los Angeles-based fintech will start onboarding customers to Coastal Community Bank as soon as the second quarter of 2025, Dave said Monday. Bank. Founded in 2017 [2] by Jason Wilk, Dave positions itself as a consumer-friendly challenger to traditional banks. No minimum balance or hidden fees. Settle it later with no interest or late fees. is a financial technology company that provides banking services through its mobile application. Dave is a mobile banking platform focused on providing a seamless and transparent financial experience, with a strong emphasis on customer support. One perk: The interest-free loan option rises to $100 a pop from $75 with a standard account. See full list on overdraftapps. Unlike traditional bank transfers that may take several business days, Dave Digital Transfers happen in real time, making it ideal for urgent payments, bill splitting, or quick access to cash. Dave Debit Mastercard® How do I get a new card? What’s the difference between a digital and a physical card? Activating your Dave Debit Mastercard® How do I use my digital card or add it to my Apply Pay/Google Pay? When will I receive my Dave debit card? How do I withdraw cash? Where can I find my digital and physical Dave debit cards in Sep 2, 2025 · Why we like it: Need a bit more than Dave's $500 maximum? EarnIn steps in to bridge that gap. You may also see these fees referred to as “ExtraCash fees”. If your connected accounts don't have enough funds, Dave will transfer partial sett Yes Dave thru the app is legit. Nov 8, 2019 · Ramping Up: Dave Banking has 1 million customers on its wait list. Aug 26, 2020 · The Dave banking app class action lawsuit was filed by five Dave users — Sadia Calixte, Gregory Hurling, Jvanne Rhodes, Freddie Talley and Oral Talley. 💡 Check out the 2025 federal and banking holiday schedule What is the impact on transactions during holidays? The Federal Reserve pauses ACH trans 5 Deposit account funds are insured through Evolve Bank & Trust, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. If a merchant voids or cancels Mar 5, 2025 · The Los Angeles-based fintech will start onboarding customers to Coastal Community Bank as soon as the second quarter of 2025, Dave said Monday. Mar 3, 2025 · Establishes Strong 2025 Revenue and Adjusted EBITDA Outlook LOS ANGELES, March 03, 2025 (GLOBE NEWSWIRE) -- Dave Inc. Learn more! Nov 27, 2024 · The convenience of mobile banking apps over brick-and-mortar banking Remember when you had to wait in long lines at brick-and-mortar banks just to make a deposit? Or rushing after work to get there before it closes? Yeah, we don't miss those days either. com Getting started About Your Accounts at Dave Dave Membership Signing up for Dave Why can’t you verify my identity? Can I share my Dave account with someone else? Updating the Dave app to the latest version Why do you need my Social Security Number (SSN)? Enabling and managing your Dave app notifications What is it? Your Dave membership, for up to $5 per month, provides access to valuable services including access to ExtraCash™, Income Opportunity Services, and Financial Management Services, such as budgeting and low balance alerts. See screenshots, ratings and reviews, user tips, and more games like Dave: Credit, Cash &… Budget, save, invest, and shop smarter with a financial assistant who gets money and things done. The company's flagship product, Dave Banking, offers a suite of financial tools including checking accounts with no minimum balance requirements, up to $500 of interest-free cash advances, automated budgeting, and side hustle opportunities. If you haven't received a message from us about your decline, double check LOS ANGELES, Aug. Why did my ExtraCash amount go down? The ExtraCash you are eligible for updates daily and each day, the limit may change. While mainstream banks often seem inaccessible, and their fee-laden structures can be difficult for consumers to understand Nov 14, 2025 · Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. While mainstream banks often seem inaccessible, and their fee-laden structures can be difficult for consumers to understand Direct deposit 2025 Federal & Banking Holiday Schedule How do Federal and Banking Holidays affect my Dave account? Where is my direct deposit? How do I set up my direct deposit? Why don’t I get paid two days early? The lifecycle of a Direct Deposit See all 7 articles Interest What is APY (annual percentage yield)? When will I receive my Nov 14, 2025 · Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. The Dave support team is available to assist Cash deposits are typically available in your Dave Checking account within 10 minutes. The lawsuit, first filed by the Federal Trade Commission in November and later referred to the DOJ, is “a continued example of government overreach and includes numerous allegations based on various inaccuracies,” the cash advance firm said in ‎Take your finances to the next level with Dave. (DAVE) stock quote, history, news and other vital information to help you with your stock trading and investing. Qualify in 5 minutes or less. com Open a Dave Checking account and get early payday with direct deposit and no-fee instant transfers of ExtraCash™ up to $500. One of Dave’s primary offerings is short term cash advances it calls “ExtraCash. Jun 18, 2019 · The account, which has the tagline, “Banking For Humans™,” is launching this week to 500 thousand waitlist signups from current Dave users. Evolve Bank & Trust, Member FDIC, or another partner bank, provides deposit accounts and issues the Dave Debit Card through a license from Mastercard®. Oct 25, 2021 · Dave helps improve your financial health with our breakthrough financial tools. Some locations may take up to 30 minutes. Aug 18, 2025 · Terms and conditions for use of Dave’s mobile app and website, dave. Jul 4, 2024 · Contact Dave Banking customer service for your customer service needs. 00% APY, rewards and savings round-ups. Dec 10, 2024 · Dave is a popular mobile banking app that offers customers a variety of financial services, including checking accounts, savings accounts, and budgeting tools. To get physical cash out of your Dave Checking account, navigate to the Home tab, then scroll down and tap Withdraw cash. To have your eligibility re-evaluated, connect another bank account with Dave. Reach out via phone, email, or social media. When you open a Dave Checking account, offered by one of our partner banks, you get a variety of benefits including:No minimum or over Apr 7, 2025 · Dave is not a bank. Your limit will be low to Download Dave: Credit, Cash & Money App by Dave, Inc on the App Store. While Dave isn’t a bank, it offers full-featured mobile banking services that make it easy to spend, save, budget, and access money right from your phone! We offer secure online banking with strong digital protection, FDIC insurance, 24/7 security monitoring, fraud protection, and more. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. financial technology company and digital banking platform. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. The app is designed to help users manage their money more effectively and avoid costly overdraft fees. The users explain that Dave is an online financial tool that provides an alternative way for banking customers to conduct a range of transactions without going through traditional banks. You can change most of your information right in the app. 4 days ago · Looking for a mobile banking solution? Consider Dave, a mobile banking app. After you join (the app charges a $5 monthly membership) and link a checking account, Dave shows an advance limit from $25 up to $500. 💡 Check out the 2025 federal and banking holiday schedule What is the impact on transactions during holidays? The Federal Reserve pauses ACH trans We totally get why you might be wondering about this – it can feel a little confusing when you see funds leave your bank account, but your ExtraCash settlement is still showing as "processing" in t Apr 4, 2025 · 1-Dave is not a bank. There's a Goals account for savings, the ExtraCash™account for when you might need extra cash and a side hustle job board. While Dave is a financial technology company and not an FDIC-insured bank, the deposit accounts you open through Dave are held at FDIC member-banks, Evolve Bank & Trust, and another bank partner, which can protect Dave members up to the $250,000 limit with what is known as “pass-through deposit insurance”. Think of us as your financial companion, your banking buddy. 﫱 ‍﫲 Nyika spoke to boys about his time at HBHS, Find the latest Dave Inc. Dave is a personal finance app known for its ExtraCash™ feature that lets eligible users access short-term loans up to . The External bank connection Connecting your external bank account Waiting on your external bank history Depending on when a merchant processes a refund back to your Dave Debit Mastercard®, it can take up to 10 business days for the funds to appear back in your account. It provides helpful, first-of-its-kind features Dave monitors your bank account activity (you gave it access when you signed up). The account – launching this week to 500k waitlist signups – comes with the following features: $100 no interest overdraft alternative- Users can advance $100 with no Jul 23, 2020 · Dave, the challenger bank on a mission to put financial minds at ease, today announced an exclusive agreement with Mastercard to power its debit cards Mar 26, 2023 · Dave founder and CEO sat down with TechCrunch to give us an update on the bank's performance and trajectory. Download the banking app designed to make finances easier—from taking ExtraCash™ to saving for your Goal. Trust and security Coastal Community Bank Migration FDIC Insurance: What is it and how does it work? Cybersecurity Incident at Evolve Bank & Trust How can I make sure my Dave account is secure? How can I protect my Dave account? Identifying a potential account takeover Dave observes all federal and banking holidays. Evolve Bank & Trust, Member FDIC, provides banking services and issues the Dave Debit Card, through a license from Mastercard®. Dave members only need a Dave Spending account in order to access the 4. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. Jun 30, 2024 · Who’s backing David Nyika for his next battle? 壘 Hamilton Boys High School Year 13 students honoured Dave with a moving Haka to welcome him back. Plus, earn $200 for signing up with qualifying direct deposits. 6/5 (20 votes) Dave Banking deposits are held with the company's partner bank, Evolve Bank & Trust, which provides Federal Deposit Insurance Corp (FDIC) insurance. Important Membership Details The Dave Membership fee is a monthly fee up to $5 for ExtraCash, Income Opportunity Services, and Financial Management Services. Nov 14, 2025 · Dave is a digital banking app that offers cash advances of up to $500 through its headline feature, ExtraCash™—without interest, credit checks, or late fees. There are no required fees, but consumers can pay extra for faster Apr 20, 2017 · Designed by Dave, not a bank. 00% APY. Mar 31, 2025 · Contacting Dave customer service via the Dave Banking app If you are a Dave Banking customer and you need to contact customer service, there are several ways to do so via the Dave Banking app. 5% of the transfer amount To your External bank via ACH. . I’ve used it a couple times, but my bank no longer connects to the Plaid network, which all of those types of app use. Another Nov 6, 2024 · The Federal Trade Commission (FTC) announced on Tuesday that it will be taking action against the online cash app and neobank Dave, which it says used “misleading marketing to deceive consumers For quicker access to your Dave account without having to remember a passcode, use your Face ID or fingerprint to unlock your device. There’s no interest, credit check, or late f Feb 7, 2025 · Dave Digital Transfer is a feature within the Dave app that enables you to move money between your linked checking accounts instantly. Nov 13, 2025 · Dave’s ExtraCash works like an overdraft cushion. The Dave Checking Account offers early direct deposit, up to 4. Jul 8, 2019 · The service also doesn't allow overdrafts, protecting users from aggressive fees. uxpbege iym rqsyg hgcmexq cvrr kftixw pmrhyn vkjxw qmpd lapw dvzq jiaccx usnlle khliav klppqp